New Tech Deployments That Cyber Insurers Recommend for 2026

New Tech Deployments That Cyber Insurers Recommend for 2026

An analysis of cyber-insurance claims data reveals the most effective cyber defenses for policyholders. Six technologies are projected to significantly reduce risk for companies in 2026, based on recent claims trends.

December 30, 2025

Cyberattacks have shifted in approach, with vendor outage claims dropping by half while phishing attacks surged, increasing damages by 30 percentage points in the first half of 2025. This shift necessitates a re-evaluation of impactful technologies to minimize the impact of ransomware, data theft, and other threats.

Why This Matters

Ideal security models assume proactive prevention, but the reality is that breaches will occur. The cost of a successful attack, including downtime and recovery, can be substantial. In 2025, 40% of losses for Resilience stemmed from business interruption, primarily due to ransomware and system failures, highlighting the financial impact of inadequate preparation.

Key Insights

• Phishing losses increased to 49% of payouts: Resilience’s 2025 Cyber Risk Report shows a dramatic rise in damages from phishing attacks.
• Zero-trust networking: Traditional firewalls and VPNs are increasingly vulnerable, prompting a move towards SASE and zero-trust models.
• Immutable backups: Offline, unchangeable backups are crucial for rapid recovery from ransomware, reducing downtime and associated costs.

Practical Applications

• Use Case: Google employs FIDO-based physical security keys to mitigate the risk of account takeovers, a practice insurers are now encouraging.
• Pitfall: Deploying endpoint detection and response (EDR) tools without active monitoring and response capabilities renders them ineffective, leading to continued vulnerability.

References:

• https://www.darkreading.com/cyber-risk/cybersecurity-tech-recommended-by-cyber-insurer-claims-data